Economic Development

National economic trends, such as unstable employment, the threat to Social Security as we know it, and the widening gap between wealth and poverty are the basis for the development of Financial Fortitude, the current Economic Development Program Initiative of Delta Sigma Theta. Financial Fortitude is a process that will help program participants to set and define goals, develop a plan to achieve them, and to put the plan into action. The process serves as a blueprint to address all aspects of personal finances.

Our Economic Development Programs

“Dollars and Cents”

Workshops for Youth Initiatives Participants:

Delta Academy | Delta GEMS | Embodi | FAST | Jabberwock

This is a  workshop designed to help educate youth on how to earn money, save money, invest money, and ways to save for college preparation.


Elder Financial Abuse Prevention Forum

The forum provides educational awareness of the financial crimes against seniors and how to prevent abuse and scams.  The forum also educates caregivers on how to spot signs of abuse and the actions that can be taken to bring offenders to justice.  The workshop is provided during the Mental Health and Wellness Symposium in the month of November hosted by the chapter’s Physical and Mental Health Committee.


Entrepreneurship Educational Series

In partnership with Richmond Metropolitan Business League and the Suntrust Foundation, the Economic Development Committee of the Richmond Alumnae Chapter of Delta Sigma Theta Sorority, Incorporated provides a 6-week series to train individuals on how to start up a business.  The training series covers invaluable information regarding the importance of making a business plan, common mistakes made in starting up a business, how to obtain capital to fund the start-up, and education of legal / tax considerations.  The series is free and open to the public, and participants receive a certificate of completion.


Estate Planning and Trust Workshop

An interactive workshop that provides information on estate planning options.  Local attorneys provide a definition of estate planning options.  The presentation will include a definition of estate planning, different ways to put together a plan and a will, charitable giving, and other considerations.  The workshop is free and open to the public.


Financial Fortitude

This is one of Delta Sigma Theta Sorority, Incorporated’s newest initiatives under Economic Development.  It was established to promote financial literacy by providing financial education through workshops and seminars to chapter members and county residents. Financial Fortitude was established as a result of increasing unemployment, Social Security debts, and the widening gap between wealth and poverty. Financial Fortitude helps participants to set and define goals, to develop a financial plan to achieve goals, and put their plan into action. Workshops are focused on topics such as debt management and reduction, retirement, financing for college, investing, insurance, estate and homeownership, savings, and entrepreneurship.


Financial Literacy Workshops

This is an hour-long, interactive workshop focusing on Saving and Investing, Budgeting, Comparison Shopping, Entrepreneurship, and a general understanding of how money moves through a local community.  The workshop is geared to educating young adults and college students on practical solutions to financial planning and preparing them for a lifetime and beyond on how money works.


Financial Crime Prevention Workshop

With identity theft and financial crimes on the rise, the intent of this workshop is to help individuals understand all aspects of identity theft and financial crimes and how to avoid them.  Individuals will learn how to recognize when their identity has been stolen, receive tips for reclaiming their identity once it has been stolen, and identify ways of protecting oneself from becoming a victim in the future.  In addition, individuals will learn the top financial crimes that could impact their bank accounts and the federal regulations that protect their consumer rights.